Nigeria Bank Credit and Debit Card that You can Use to Buy Bitcoin on Crypto Exchanges and the Ones to Avoid.

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Nigerians use many fiat gateways to buy Bitcoin across the country. One of the most common methods being Naira Debit and Credit Card.

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These debit or credit card can be physical or virtual Debit or Credit card issued by Nigerian banks through providers like Mastercard or Visa Cards.

Verve card are mostly used for local transactions mostly across African countries and few international channels like Dubai etc.

Many cryptocurrency exchange platforms may or not accept buying Bitcoin with Naira using debit or credit cards due to unknown regulations or terms.

Read Also: Virtual Dollar Cards that Work in Nigeria: Pay Bills Online and Buy Bitcoin With Dollar Virtual Card

Possible reasons being that the CBN have some stringent regulations on forex markets to regulate the use of Naira for foreign currency transactions.

Below is a list of Credit or Debit Cards likely to Work on Any Cryptocurrency Exchange:

  • Changera Virtual Dollar Card
  • Chipper Cash Virtual Dollar Card
  • Sudo.Africa Virtual Dollar Card
  • Geepay Virtual Dollar Card
  • Wallets Africa Virtual Dollar Card
  • Zenith Bank Card
  • Flutterwave Virtual Card
  • Access Bank Card
  • Wema Bank Card
  • FCMB Bank Card
  • Union Bank Plc
  • United Bank For Africa
  • Ecobank Plc
  • First Bank Nigeria 
  • Fidelity Bank Card
  • Guaranty Trust Bank 
  • Keystone Bank
  • Standard Chartered Bank

Note: Latest Updates Show that these bank cards work but with better limits:

  • United Bank For Africa Plc
  • Zenith Bank Plc
  • First City Monument Bank Plc
  • Providus Bank Plc
  • Rubies Bank Card

Remember that some banks may work on an exchange while some others may not work on other exchanges and vice versa. 

The banks listed below have popularly not worked on the majority of cryptocurrency exchanges most times. These banks include:

  • Ecobank Plc
  • First Bank Nigeria 
  • Fidelity Bank Plc
  • Guaranty Trust Bank 
  • Keystone Bank
  • Standard Chartered Bank etc

Popularly, the most viable option for any cryptocurrency transaction in Nigeria is P2P or Changera Virtual Dollar Card and Chipper Cash Virtual Dollar.

Nigerians popularly use Kuda Bank to buy bitcoin in Nigeria through most Bitcoin  P2P platforms. Changera Virtual Dollar Cards are mostly used to buy Bitcoin with Debit or Credit cards across Nigeria Market. 


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